SOCIAL SECURITY - Lightly Toasted, Not Burnt

Social Security is not going bankrupt. It is not a scheme or on the brink of collapse.

Sure, solutions are needed to guarantee that 100% of benefits are paid to eligible retirees. But only Congress can change the law to secure this vital 90-year-old program. And, if history repeats itself, they will wait until the very last minute to act.

So, what should you do today? Think of the program as lightly toasted, but not burnt to a crisp. Yet. And take your time to figure out your best claiming strategy.

Inside this book, you'll find everything you need to:

• Learn how benefits are calculated.
• Evaluate your options based on marital status.
• See how your claiming decisions impact your financial picture.
• Understand how taxes, work, and Medicare premiums lower your monthly payments.

Social Security is not going away. But making your best claiming decision takes time, effort, and a lot of patience.