Personal finance in uncertain times

We live in an age where economic uncertainty has become a structural condition of everyday life. Inflation, job instability, constant change and a relentless flow of information make it increasingly difficult to navigate and make calm decisions about money.
Personal Finance in Uncertain Times offers a financial education programme that focuses on awareness, choices and people's well-being, avoiding technical or prescriptive approaches. The book guides the reader through a progressive reflection on their relationship with money, the emotions that influence economic decisions and the impact that uncertainty has on daily life.
Using clear and accessible language, the author addresses fundamental issues such as resource management, budgeting, saving, liquidity, debt, risk and inflation, always with an educational and informative approach. The aim is not to provide universal solutions, but to offer guidance tools to develop greater decision-making autonomy and a more balanced relationship with money.
The book is aimed at those who want to get organised, better understand the economic context in which they live and make choices that are more consistent with their values and life goals. Personal Finance in Uncertain Times is not an investment manual or a guide to financial advice, but a financial education text designed for students, families, educators and training contexts.
In uncertain times, personal finance becomes a life skill. This book invites you to develop it with awareness, realism and responsibility.